Holiday Safety for Families: Protecting Your Home, Cars, and Gifts in North Texas

The holidays should be joyful, not stressful. But between shopping, package deliveries, and busy roads, December is one of the highest claim months of the year in North Texas.

Here’s how to stay protected:

1. Porch Pirates Are Active in Tarrant & Denton Counties

From Roanoke to Keller to Denton, package theft spikes in December. Tip: Have packages delivered to work, a locker, or require a signature.

2. Traffic Increases

Holiday errands cause more minor accidents. Check your auto coverages—especially rental reimbursement.

3. Christmas Tree Fire Hazards

Dry trees + lights = risk. Water daily and turn lights off when away.

4. Gift Coverage

Jewelry, firearms, collectibles — some require “scheduled coverage” to be fully insured.

5. Guest Liability

If you host holiday parties, make sure your liability limits are where they should be.

A quick call now keeps you protected all month long.