Fall Home Maintenance Checklist

from your friends at Allen Insurance Agency

Preventive Tips to Protect Your Home & Reduce Insurance Risks

1. Roof & Gutters

• Inspect your roof for missing, loose, or damaged shingles. Repair promptly to prevent leaks.

• Clean out gutters and downspouts to prevent water backup and foundation damage.

• Check for roof leaks or signs of water damage in the attic.

2. Exterior & Siding

• Look for cracks, gaps, or damage in siding, brick, and mortar; seal or repair as needed.

• Inspect windows and doors for drafts and water infiltration; replace weather stripping if necessary.

• Trim tree branches that hang over the house or roof to prevent storm damage.

3. HVAC & Plumbing

• Schedule a heating system inspection to ensure safe operation during cooler months.

• Clean or replace HVAC filters to improve efficiency and reduce fire risk.

• Check pipes for leaks and insulate any exposed plumbing to prevent freeze damage.

4. Exterior Drainage

• Ensure downspouts direct water at least 5 feet from the foundation to prevent flooding or foundation issues.

• Inspect the grading around your home; it should slope away from the foundation.

5. Fire Prevention

• Inspect smoke and carbon monoxide detectors; replace batteries if needed.

• Clean chimneys and fireplaces to prevent fire hazards.

• Keep leaves and debris away from the foundation and under decks.

6. Windows, Doors & Insulation

• Check attic insulation and add more if needed to prevent heat loss and reduce ice or condensation damage.

• Seal gaps or cracks around windows and doors to prevent water intrusion and energy loss.

7. Safety & Preparedness

• Test sump pumps and backup systems if you have a basement or crawlspace.

• Review your home inventory and update photos for insurance purposes.

• Ensure your homeowner’s insurance policy covers seasonal risks like hail, wind, and fire.

✅ Extra Tips for North Texas Homeowners

• Fall in North Texas often brings storms and hail, so inspect your roof and windows carefully.

• Keep gutters clear to avoid water damage during heavy rains.

• Schedule outdoor work before temperatures drop—roofing, tree trimming, and exterior repairs are easier in mild weather.