End-of-Year Insurance Checklist for Tarrant & Denton County Families

As we wrap up another year, now is the perfect time to do a quick insurance check-up. Whether you live in Southlake, Denton, Lewisville, or North Fort Worth, this list helps you enter 2026 protected and prepared.

1. Review Home Coverage Limits

Construction costs in North Texas rose again this year. Make sure your dwelling coverage matches rebuild costs.

2. Update Auto Policies

New drivers? New vehicles? Mileage changes? Now’s the time to update.

3. Check Beneficiaries

Life insurance beneficiaries should be reviewed annually.

4. Document Home Upgrades

Did you remodel a bathroom? Replace a roof? Install a pool? Tell your agent—these can change coverage.

5. Evaluate Bundle Savings

Home + auto + life bundles can save hundreds yearly, especially going into a new year.

6. Prepare for Winter Weather

A January cold snap is almost guaranteed. Prep now, not later.

If you'd like our free end-of-year insurance checklist PDF, we can send it!