Summer is here — is your home ready for storm season?
June brings longer days, summer heat, and unfortunately, Texas storm season. I’m here to make sure you’re fully covered heading into the months when it matters most. Here a few things that could protect you when the unexpected happens.
Jason Allen
6/2/20262 min read
SUMMER COVERAGE TIPS
4 ways to make sure you’re prepared this storm season
Texas summers can be unpredictable. Here are four things worth reviewing now — before a storm rolls through.
🌩️ Know your wind & hail deductible
Many Texas policies have a separate wind/hail deductible — often a percentage of your home’s insured value. Make sure you know what yours is before you need to file a claim.
📸 Document your belongings now
Walk through your home and take a video inventory of your valuables. Store it in the cloud. This documentation is invaluable if you ever need to file a contents claim.
🏗️ Check on recent home improvements
Added a deck, finished a basement, or upgraded your kitchen this year? Let us know — your coverage should reflect the increased value of your home.
🚨 Know how to reach us fast
Save our number in your phone right now: (817) 345-0155. In the event of a loss, call us first — we’ll guide you through every step of the claims process.
DID YOU KNOW?
Texas ranks among the top states for hail damage claims. The good news: when you’re properly covered and you know what to do, most claims are resolved smoothly and quickly. We’re here to make sure you’re in that position.
AFTER THE STORM
What to do if your home is damaged this summer
If a storm causes damage to your home, here’s a step-by-step guide to protect yourself and your claim:
1. Stay safe first. Don’t enter your home if there’s structural damage, downed power lines, or standing water. Wait for the all-clear.
2. Document everything before touching anything. Photos and videos of all damage — inside and out — are your most important asset in the claims process.
3. Make temporary repairs to prevent further damage. Cover broken windows or roof damage with tarps. Keep every receipt — these costs are typically reimbursable.
4. Call Jason before calling the carrier. We can help you understand your coverage, set expectations, and advocate for you throughout the process.
5. Beware of storm chasers. After major storms, contractors show up uninvited. Never sign an Assignment of Benefits before talking to us — it can affect your claim.
IMPORTANT REMINDER Assignment of Benefits (AOB) agreements sign over your insurance rights to a contractor. This can complicate or reduce your claim payout. Always call us before signing anything after a loss.
24hr average response time on claims guidance A+ carrier financial strength rating 100% personal service from Jason on every call
Have questions about your coverage? Let’s talk. A quick 15-minute call is all it takes to make sure you’re fully protected heading into storm season. jallen1@farmersagent.com | (817) 345-0155
Summer is a great time to take stock of where you are with your coverage. If anything has changed — home improvements, new purchases, family changes — let’s make sure your policy reflects your life as it is today.
And if a storm does hit, please don’t hesitate to call or text me directly. That’s exactly what I’m here for.
Stay safe and enjoy your summer!
Jason Allen
Owner, The Allen Insurance Agency | (817) 345-0155 | jallen1@farmersagent.com
Allen Insurance Agency
Jason Allen, agency owner
contact us
jason@youragentonthego.com
817-345-0155
© 2025. All rights reserved.
Your Agent On The Go
We work to provide policies that protect our clients' assets and well-being.
Licensed in Texas, Washington, and Idaho.
609 Cheek Sparger Rd. Colleyville, TX 76034
